Business Insurance
Types of Policies:


  • BOP (Business Owners Policy) – a standard policy which contains a variety of coverage parts that are most often needed in small businesses
  • Commercial Package Policy – puts several coverage parts together into one policy.
  • Commercial General Liability – provides coverage for damage or injuries to other people due to your work
  • Commercial Property – covers your business buildings and/or business property
  • Commercial auto
  • Workmans Compensation – provides coverage for the employer for job related injuries of his employees

Policy Coverages

  • Property
  • Liability
  • Business Interruption Expense
  • Refrigerated Property
  • Equipment Breakdown
  • Crime
  • Sign Coverage

How to Get a Quote

Please call us at (434) 823-5471 or send an email to nancy@crozetinsurance.com with the following information:

  • Nature of business
  • Business location
  • Number of years in business
  • Prior carrier and prior claims information - 3 years worth
  • Number of employees and expected annual payroll
  • Annual Gross receipts
    Note: Depending on the type of risk, more information may be needed.